BANK EXAMS PRACTICE MCQs

GENERAL AWARENESS

 

1. The International World Wide Web Conference 2011 was held at
a) Italy
b) Manila
c) Geneva
d) Newyork
e) Hyderabad

2.Which of the following countries is NOT associated with the proposed TAPI gas pipeline?
a) India
b) Pakistan
c) Portugal
d) Afghanistan
e) Turkmenistan

3. Bhagyam oilfields are located in which of following states?
a) Rajasthan
b) Gujarat
c) Andhra Pradesh
d) Maharashtra
e) Karanatka

4. The Central Government has approved Rs 7000 crore Project to clean which of the following rivers?
a) Narmada
b) Ganga
c) Mahanadi
d) Kaveri
e) Godavari

5. Recently a controversy rages over new land acquisition policy in which of following states?
a) Maharashtra
b) Uttar Pradesh
c) Gujarat
d) Madhya Pradesh
e) West Begal

6.BP Plc, a well known company is engaged in which one of the following as its major operations?
a) Nuclear Power Generation
b) Oil and Gas Exploration c) Wind power generation
d) Steel production
e) Coal production

7. As per statement given by Finance Minister Pranab Mukherjee in medias, the main cause of
increased inflation rate is the recent hike in prices of ______.
a) daily commodities
b) petroleum products--ans
c) infrastructure materials
d) imported goods
e) None of the above

8. The System Software is used to
a) diagonose and troubleshooting the attached device
b) create graphics images
c) draw the picture on paper
d) manage the available internal resources
e) None of these

9. One billionth of a second is
a) gigabyte
b) nanosecond
c) terabyte
d) megabyte
e) None of these

10. A technology used to create, store, exchange and utilize information in its various forms including business data, conversations, still images, motion pictures and multimedia presentations is called
a) website
b) information technology
c) internet chat
d) networking
e) None of these

11. A program which is used find spam data in the computer and capable to distroy is called
a) firewall
b) anti-spam program
c) adware remover
d) pop-up blocker
e) None of these

12. A chip placed on the electronic circuit board inside a system unit that hold temporarliy piece of information/data is called (containing the data being displayed on output device)
a) modem
b) scanner
c) memory
d) hard disk
e) None of these

13. A graphic or piece of text that links to another piece of information in a web page is
a) meta-tag
b) page connection
c) domain name
d) hyperlink
e) None of these

14. Which of the following computer programming languages is used to write applet programs which
can be integrate into a webpage?
a) Which of the following computer programming languages is used to write applet programs which
can be integrate into a webpage?
a) Java
b) PERL
c) C++
d) Pascal
e) FORTRAN
b) PERL
c) C++
d) Pascal
e) FORTRAN

15. Embedded operating systems are used in
a) desktop computers
b) mainframe computers
c) PDAs
d) network server computer
e) None of these

16. . A Web or part of a Web site, or part of an online service that provides a venue for communities of
users with a common interest to communicate in real time is called
a) user forum
b) blog
c) discussion forum
d) chat-group
e) None of these

17. The main electronic circuit board in the system unit is called
a) Circuit plate
b) Chassis
c) Motherboard
d) Processor
e) None of these

18. The System Unit consists of
a) all electronic components of the computer used to process data
b) all hardware and software
c) application programs
d) Mouse and keyboard
e) None of these

19. A portable computer called Laptop, having a weight about 1.4 to 4.5 kg is also known as
a) Desktop PC
b) Mainframe Computer
c) Personal Computer
d) Micro Computer
e) Notebook computer

20. if Reserve Bank of India hikes interest rates by 25 basis points in its monetary policy, then a commercial bank would like to increase it’s interest rates on loans by 25 basis points of
a) Prime Lending Rate
b) Repo rate
c) Base rate
d) Saving account interest rate
e) None of these

21. Which one of the following pairs of countries is associated with nuclear arms control treaty START?
a) US-China
b) China-Iran
c) US-Russia

d) US – Japan
e) None of these

22. The International World Wide Web Conference 2011 was held at …..
a) Italy
b) Manila
c) Geneva
d) Newyork
e) Hyderabad

23. Which of the following schemes is NOT launched by Ministry of Rural Development?
a) National Family Benefit Scheme
b) National Old Age Pension Scheme
c) Nationall Maternity Benefit Scheme
d) Mid Day Meal scheme
e) All the above are launched by Ministry of Rural Development

24. Who among the followings has been appointed as coach of Indian cricket team for next two years?
a) Gary Kirsten
b) John Buchanan
c) Andy Flower
d) Duncan Fletcher
e) None of the above

25. What does the letter ‘L’ stands for in the term LAF commonly used in financial/economic news?
a) Liquidity

b) Least
c) Liabilities
d) Longitudinal
e) Linear

26. FINO, a term used by media in financial newspapers and tv news channels is stands for
a) Financial Information Network & Operations
b) Financial Inclusion News & Operations
c) Financial Inclusion Network & Operations
d) Fast Information Network & Operations
e) None of the above

27. Why Kanishtha Dhankar recently was in news?
a) She is new Femina Miss India World 2011
b) She is new coach of Women’s Hockey team
c) She has won gold medal in Asian Games 2010
d) She has won Miss World 2011 crown
e) None of these

28. Goodluck Jonathan has been re-elected as President of _________.
a) Sudan
b) South Korea
c) Lebanon
d) Nigeria
e) Ghana

29. The Planning Commission has set GDP growth target for 12th Plan (2012-17) at _______.
a) 7.5 – 8.0 per cent
b) 8.0 – 8.5 per cent
c) 9 – 9.5 per cent
d) 9.5 – 10.0 per cent
e) None of the above

30. The International Convention for the Protection of All Persons from Enforced Disappearance, has been adopted by which of the following international agencies/organisation?
a) World Health Organisation (WHO)
b) International Maritime Organization
c) International Labour Organization
d) United Nations (UN)
e) International Atomic Energy Agency

31. The amount of liquid assets, such as cash, precious metals or other short-term securities, that a
financial institution or bank must maintain in its reserves is called
a) CRR
b) Bank Deposits
c) Fixed Assets
d) SLR
e) None of these

32. Before launching the new indices to measure food inflation, earlier it is measured on the basis of
a) Wholesale Price Index
b) Consumer Price Index
c) Nifty Index
c) BSE & NSE index
e) None of these

33. Which of the following space agencies has recently placed three satellites Resourcesat,
Youthsat, and X-SAT successfully in the Earth orbit?
a) NASA
b) ROSCOSMOS
c) CNSA
d) ISRO
e) None of these

34. K Balachander who recently won Dada Saheb Phalke Award for the year 2010 is a famous
a) Cinematographer
b) Director
c) Musician
d) Dancer
e) Writer

35. Which of the following countries has joined the BRIC group of nations to change it’s name as
BRICS?
a) Sudan
b) Singapore
b) South Korea
d) Srilanka
e) South Africa

Bank of Baroda Probationary Officers Exam., 2011 Solved Paper

General Socio-Economic & Banking Awareness
(Exam Held on 13-3-2011)

1. Trade Ministers of Key WTO member countries including India held a meeting at Davos in Switzerland on January 29, 2011.
Which one of the following was the purpose of this meeting ?
(A) Negotiations for free trade
(B) Negotiations to abolish Restrictive Trade Practices
(C) Issues relating to agricultural subsidies
(D) Negotiations for a global trade deal
(E) To include Pakistan and Iran as members
Ans : (D)

2. Which one of the following advices has/have been given by leading Economists to Finance Minister during their pre-budget meeting with him ?
1. To take measures to boost farm productivity only.
2. To improve supply of agricultural products only.
3. To reduce the fiscal deficit only.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 1 and 2
Ans : (D)

3. As per recent newspaper reports, which one of the following countries has signed highest number of deals to get global project finance ?
(A) Australia
(B) USA
(C) Saudi Arabia
(D) Spain
(E) India
Ans : (E)


4. Which of the following terms is used in Banking Field ?
(A) Interest Rate Swap
(B) Input Devices
(C) Sedimentary
(D) Zero Hour
(E) Privilege Motion
Ans : (A)

5. To which of the following States has the Asian Development Bank given a loan of $ 90 m for development of Power projects ?
(A) Himachal Pradesh
(B) West Bengal
(C) Tripura
(D) Arunachal Pradesh
(E) Assam
Ans : (E)

6. On which one of the following issues can SEBI penalize any company in India ?
1. Violation of Banking Regulation Act.
2. Violation of foreign portfolio investment guidelines.
3. For violation of Negotiable Instrument Act.
(A) Only 1
(B) All 1, 2 and 3
(C) Only 1 and 2
(D) Only 2 and 3
(E) Only 2
Ans : (E)

7. In the opinion of the Governor of Reserve Bank of India, which one of the following is the reason owing to which India’s inflation is accelerating ?
(A) Excess liquidity in market
(B) Speculation in essential goods
(C) Higher food cost
(D) Commodities futures
(E) None of these
Ans : (A)

8. In opinion of the RBI, which one of the following is/are a threat to the smooth functioning of Indian Companies ?
1. Rising input costs.
2. High interest rates.
3. Inflation only.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) Only 3
(E) All 1, 2 and 3
Ans : (E)

9. For which one of the following reasons Government of India has decided to waive off upfront payment of Rs. 1,400 to be made by each customer located in rural areas to get LPG connection ?
1. To help villagers to use LPG in place of firewood/kerosene.
2. To help villagers to save kerosene for agricultural activities.
3. To lure villagers to use LPG which is of substandard quality and not fit for industrial use.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) Only 2 and 3
Ans : (A)

10. Expand the term ALM as used in Banking/Finance sector ?
(A) Asset Liability Mismatch
(B) Asset Liability Maturity
(C) Asset Liability Management
(D) Asset Liability Manpower
(E) None of these
Ans : (C)

11. Who amongst the following is the author of the book ‘Half a Life’ ?
(A) Mark Tully
(B) Deepak Chopra
(C) Chetan Bhagat
(D) Ved Mehta
(E) V. S. Naipaul
Ans : (E)

12. In which one of the following states, village level marketing platform has been set up for the first time in the country ?
(A) Haryana
(B) Maharashtra
(C) Gujarat
(D) Bihar
(E) Kerala
Ans : (C)

13. The RBI has asked banks to spell out their policy, procedures and size of the business on which of the following aspects of banking ?
(A) On-shore banking
(B) Off-shore banking
(C) Investments in secondary market
(D) Wealth management
(E) None of these
Ans : (D)

14. Which of the following organizations has given a US $ 1•72 billion loan to India to build roads in rural areas ?
(A) Asian Development Bank
(B) International Monetary Fund
(C) Bill Gates Foundation USA
(D) World Bank
(E) None of these
Ans : (D)

15. Which one of the following advices has been given by Finance Minister Pranab Mukherjee to Chartered Accounts ?
(A) They must highlight the credit risks
(B) They must highlight the operational risks
(C) They must bring to the notice of Government tax evasions
(D) They must be vigilant against ‘window dressing’ of companies
(E) None of these
Ans : (E)

16. Who amongst the following has asked banks to adopt ‘six step’ approach to prevent diversion of funds by the companies ?
(A) Company Registrar
(B) SEBI
(C) RBI
(D) AMFI
(E) All of these
Ans : (C)

17. Which one of the following countries has been invited to join BRIC ?
(A) Indonesia
(B) Bangladesh
(C) South Africa
(D) China
(E) Argentina
Ans : (C)

18. Who is Nicolas Sarkozy ?
(A) French Prime Minister
(B) French President
(C) Russian Prime Minister
(D) Russian President
(E) None of these
Ans : (B)

19. Through which one of the following sources domestic funds are raised by Companies ?
1. IPO only
2. FPO only
3. Commercial papers.
(A) Only 3
(B) All 1, 2 and 3
(C) Only 1 and 3
(D) Only 1
(E) Only 1 and 2
Ans : (D)

20. Which one of the following was the reason owing to which Govt. wants Reserve Bank of India to tighten prudential norms for NBFCs ?
(A) To reduce liquidity in the market
(B) It is as per Basel II requirements
(C) It is as per Bank for International Settlement (BIS) directives
(D) It is to protect NBFCs from any impact of possible economic slowdown
(E) None of these
Ans : (D)

21. According to World Economic Forum, which one of the following risks is the greatest risk faced by the world in the year 2011 ?
(A) Credit Risk
(B) Country Risk
(C) Counterparty Risk
(D) Sovereign Default Risk
(E) None of these
Ans : (D)

22. Which one of the following decisions has been taken by Govt. in respect of MGNREGA ?
(A) The wages should be revised by the State Governments
(B) The wages are to be revised by Planning Commission
(C) The District Authorities who allot work can give differential wages
(D) The wages shall be linked to inflation
(E) None of these
Ans : (A)

23. What are teaser loan rates charged by banks ?
(A) Fixed rate of interest charged by banks
(B) Floating rate of interest charged by banks
(C) Rate of interest in the initial period is less and goes up subsequently
(D) Rate of interest in the initial period is more and it goes down subsequently
(E) None of these
Ans : (C)

24. On which one of the following subjects Pranab Sen Committee has submitted its recommendations to the Govt. of India ?
(A) MGNREGA
(B) Food Security
(C) Inflation
(D) Food processing industries
(E) None of these
Ans : (E)

25. Expand the term CCEA as used in administrative circles—
(A) Cabinet Committee on External Affairs
(B) Cabinet Committee on Economic Affairs
(C) Cabinet Council on External Affairs
(D) Cabinet Council on Economic Affairs
(E) None of these
Ans : (B)

26. With which one of the following games, Baichung Bhutia is associated ?
(A) Hockey
(B) Golf
(C) Kabaddi
(D) Football
(E) Tennis
Ans : (D)

27. What the full form of the term LIBOR as used in financial banking sectors ?
(A) Local Indian Bank Offered Rate
(B) London-India Bureau of Regulations
(C) Liberal International Bank Official Ratio
(D) London Inter Bank Offered Rate
(E) None of these
Ans : (D)

28. In which one of the following States, Patratu Thermal Power Plant is proposed to be set up ?
(A) Madhya Pradesh
(B) Bihar
(C) Jharkhand
(D) West Bengal
(E) Kerala
Ans : (C)

29. On the basis of which of the following reasons, IMF has projected India’s GDP growth at 8•8 per cent in 2010-11 ?
1. Strong industrial growth.
2. Strong farm sector growth.
3. High domestics consumption demand.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) Only 2 and 3
Ans : (C)

30. Who amongst the following is the ICC Cricketer of the year ?
(A) Sachin Tendulkar
(B) Kevin Pietersen
(C) M. S. Dhoni
(D) Sanath Jayasuriya
(E) None of these
Ans : (A)

31. Who is Montek Singh Ahluwalia ?
(A) Chairman, Planning Commission
(B) Dy. Chairman, Planning Commission
(C) Cmmerce Secretary, GOI
(D) Economic Advisor to Prime Minister
(E) None of these
Ans : (B)

32. Who amongst the following is the Prime Minister of Australia at present ?
(A) Julia Gillard
(B) Kevin Rudd
(C) Dilma Rousseff
(D) Sebastian Vettel
(E) None of these
Ans : (A)

33. Expand the term FSDC which is used in financial sectors ?
(A) Financial Security and Development Council
(B) Financial Stability and Development Council
(C) Fiscal Security and Development Council
(D) Fiscal Stability and Development Council
(E) None of these
Ans : (B)

34. According to US Department of Agriculture, which one of the following countries in the world is the largest producer of dairy products ?
(A) Australia
(B) USA
(C) China
(D) Norway
(E) India
Ans : (E)

35. With which one of the following games is ‘Tiger Woods’ associated ?
(A) Golf
(B) Swimming
(C) Tennis
(D) Table Tennis
(E) Badminton
Ans : (A)

36. Which one of the following is largest producer of power in India ?
(A) Reliance Power
(B) Tata Power
(C) National Hydro Power
(D) Adani Power
(E) NTPC
Ans : (C)

37. For which one of the following States, centre has appointed interlocutors ?
(A) H.P.
(B) J & K
(C) Nagaland
(D) Manipur
(E) None of these
Ans : (B)

38. Expand the term GSLV—
(A) Geosynchronous Satellite Launch Vehicle
(B) Global Satellite Launch Vehicle
(C) Geosynchronous Station Launch Vehicle
(D) Global Station Launch Vehicle
(E) None of these
Ans : (A)

39. For which one of the following reasons Basel II norms are to be followed by Commercial Banks ?
(A) Risk management
(B) Adoption of international accounting standards
(C) Restriction on bonus payments to bank executives
(D) Transparency in disclosures
(E) None of these
Ans : (A)

40. With which one of the following sports, the name of Parupalli Kashyap is associated ?
(A) Chess
(B) Tennis
(C) Badminton
(D) Athletics
(E) None of these
Ans : (C)

41. Which of the following terms is used in cricket ?
(A) Centre forward
(B) Goal
(C) Love
(D) LBW
(E) Bull’s eye
Ans : (D)

42. With which one of the following activities, Golden Globe Awards are associated ?
(A) Journalism
(B) Social work
(C) Peace initiatives
(D) Films
(E) None of these
Ans : (D)

43. ‘Goodbye Shahzadi’ is a book written by—
(A) Shyam Bhatia
(B) Ashok Mehta
(C) Janardhan Thakur
(D) Arun Gandhi
(E) None of these
Ans : (A)

44. Malayalam writer Akkithom Achyuthan Nambhodiri will be the recipient of which of the following awards ?
(A) Moortidevi award
(B) Pulitzer Prize
(C) Best Asian Author
(D) Kalidas Sanman
(E) Arjuna Award
Ans : (A)

45. With which one of the following sports, Narain Karthikeyen is connected ?
(A) F–1
(B) Tennis
(C) Badminton
(D) Table Tennis
(E) Snooker
Ans : (A)

46. In which one of the following States, Sabari mala temple is located ?
(A) Tamil Nadu
(B) A.P.
(C) Kerala
(D) Karnataka
(E) None of these
Ans : (C)

47. Which one of the following will set up core banking infrastructure for rural banks ?
(A) RBI
(B) NABARD
(C) SIDBI
(D) IBA
(E) None of these
Ans : (B)

48. Who is Robert Zoelick ?
(A) IMF Chief
(B) World Bank President
(C) ADB President
(D) Chief UNIDO
(E) None of these
Ans : (B)

49. Justice K. G. Balakrishnan is holding the post of—
(A) Chief Justice of India
(B) Chairman, National Human Rights Commission
(C) Cabinet Secretary, Govt. of India
(D) Revenue Secretary, Govt. of India
(E) None of these
Ans : (B)

50. Mehbooba Mufti belongs to which one of the following political parties ?
(A) National Conference
(B) PDP
(C) NCP
(D) Janta Dal
(E) None of these
Ans : (B)

Reserve Bank of India Grade ‘B’ Officers Exam., 2011

General Awareness

(Exam Held on 6-2-2011) 

1. What role do Micro, Small and Medium Enterprises (MSMEs) play in a country’s economic and industrial development ?
1. They have the capacity to absorb skilled and unskilled labour available in the country.
2. Such institutions help in distribution of income in a wide spectrum and do not allow it to get concentrated in few hands or in few areas.
3. They help in eradication of poverty by providing selfemployment opportunities.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)

2. Which of the following statements about the Indian Economy is correct ?
(A) Indian economy is as developed as that of China
(B) About 70% Indians are involved in some type of selfemployment and are the owners of some or the other micro or small enterprise
(C) In India single biggest employment is agriculture and allied activities
(D) About 48% Indian workforce is employed in foreign countries or in organizations assisted by foreign capital
(E) None of these
Ans : (C)

3. Which of the following is/are correct about the problems of Indian Agriculture ?
1. Large agricultural subsidies are hampering productivity—enhancing investments.
2. Irrigation infrastructure is in bad shape and needs immediate improvement.
3. Frequent takeovers of fertile land by private companies and multinationals to launch big business complexes.
(A) Only 1
(B) Only 1 and 2
(C) Only 1 and 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)


4. As per news in various journals, many banks have failed to achieve agri-loan target fixed by the RBI for the year 2010-11. What was the target fixed for the year ?
(A) 10%
(B) 15%
(C) 18%
(D) 24%
(E) 30%
Ans : (C)

5. Which of the following statements about Agro and Allied activities is not correct ?
(A) Farmers do not get adequate credit for purchase of cattle
(B) There is a need to improve breed and genetic characteristics of the cattle folk
(C) India has huge forest cover and also degraded and marshy land which can be used for productive purposes
(D) India is the 10th largest producer of medicinal and aromatic plants. But the products are not of commercial value
(E) Animal husbandry plays an important role in providing sustainability under Rain fed conditions
Ans : (C)

6. Which of the following schemes launched by the Govt. of India aims at enhancing the livelihood security of the people in rural areas by guaranteeing hundred days of employment in a financial year to a rural household whose adult members volunteer to do unskilled manual work ?
(A) TRYSEM
(B) Pradhan Mantri Gram Sadak Yojana
(C) Kutir Jyoti Scheme
(D) ASHA
(E) MGNREGA
Ans : (E)

7. In some parts of India, farmers face acute distress because of heavy burden of debt from noninstitutional lenders. Who can be called a non-institutional lender ?
(A) Small Banks
(B) Grameen Banks
(C) Credit Cooperative Societies
(D) Micro Finance Institutions
(E) Money Lenders
Ans : (E)

8. The South Asian Free Trade Agreement (SAFTA) was introduced with a view of levying how much custom duty for trading any product within the SAARC zone ?
(A) 5%
(B) 4%
(C) 2%
(D) 1%
(E) No custom duty
Ans : (E)

9. Which of the following organisation prepares rural credit plans on annual basis for all districts in India, which in turn from the base for annual credit plans of all rural financial institutions ?
(A) SIDBI
(B) NABARD
(C) RBI
(D) Indian Bank’s Association
(E) CII
Ans : (B)

10. Which of the following is TRUE about the current population trend(s) in India ?
1. Every year India adds more people to the world’s population than any other country.
2. Currently India has a young population which will grow somewhat older largely as a result of decline in fertility.
3. The National Family Planning Programme did not contribute much in controlling fertility rate
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (D)

11. In economic terms, which of the following factors determine the ‘Individual’s demand’ of a product/commodity ?
1. Price of a commodity.
2. Income of the individual.
3. Utility and quality of a commodity.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)

12. Which of the following terms is used in the field of economics ?
(A) Adiabatic
(B) Bohr Theory
(C) Plasma
(D) Barter System
(E) Viscosity
Ans : (D)

13. “Pascal Lamy calls on trade negotiators to move out of their comfort zones towards agreements”, was the headline in some major newspapers. This news is associated with which of the following organizations/agencies ?
(A) World Trade Organization
(B) International Monetary Fund
(C) World Bank
(D) United Nations Organisations
(E) North Atlantic Treaty Organisation
Ans : (A)

14. Which of the following is not a function of the Planning Commission of India ?
(A) Assessment of the material, capital and human resources of the country
(B) Formulation of plans for the most effective and balanced utilization of country’s resources
(C) Public cooperation in national development
(D) Preparation of annual budget of the country and collection of taxes to raise capital for the implementation of the plans
(E) Determination of stages in which the plan should be carried out
Ans : (D)

15. Which of the following periods represents the period of the first Five Year Plan in India ?
(A) 1948 – 53
(B) 1947 – 52
(C) 1952 – 57
(D) 1950 – 55
(E) 1951 – 56
Ans : (E)

16. Which of the following is the name of the process available to common people to seek court’s intervention in matters of public interest ?
(A) Public Interest Litigation (PIL)
(B) Habeas Corpus
(C) Ordinance
(D) Residuary power
(E) None of these
Ans : (A)

17. India’s foreign policy is based on several principles, one of which is—
(A) Panchsheel
(B) Satyamev Jayate
(C) Live and Let Live
(D) Vasudhaiv Kutumbkam
(E) None of these
Ans : (A)

18. As we know thousands of tonnes of foodgrain was washed away in the floods in Haryana and Punjab a few months back. This incident is an example which indicates that there is a scope for improvement in our machinery controlling our—
(A) Mid Day Meal Scheme
(B) Public Distribution System
(C) Food for Work Programme
(D) Village Grain Bank Scheme
(E) Operation Flood Scheme
Ans : (B)

19. President Barack Obama was on a visit to India a few months back. His visit is said to have forged both the nations into a new era of relations. India managed to sign a special agreement with US in which of the following fields/areas as a byproduct of the visit of Obama ?
1. Energy sector and Nuclear energy as US has lifted sanctions on supply of high tech machines.
2. Skill Development Programmes in IT sector in which US has super-specialisation.
3. Training in management of Micro finance Institutions.
(A) Only 1
(B) Only 2
(C) Only 1 and 3
(D) Only 2 and 3
(E) Only 1 and 2
Ans : (A)

20. Many times we read a term ‘Tax Haven’ in various newspapers. What does it mean ?
1. It is a country where certain taxes are levied at a very low rate.
2. It is a country where people can dump their illegal money without any problem.
3. It is a place where foreigners can work without paying any tax on their income.
(A) Only 1 and 2
(B) Only 2
(C) Only 2 and 3
(D) Only 1
(E) All 1, 2 and 3
Ans : (E)

21. As per existing law, what is the minimum per day wages paid to a worker from unorganised sector in India ?
(A) 50
(B) 75
(C) 100
(D) 125
(E) No such law is there
Ans : (C)

22. Who amongst the following was awarded the “Indira Gandhi Peace Prize” for 2010 ?
(A) Ronald Noble
(B) Luiz Inacio Lula D’Silva
(C) Mohammed Elbaradei
(D) Aung San Su Kyi
(E) None of these
Ans : (B)

23. Which of the following is not a Poverty Eradication Programme launched by the Govt. of India ?
(A) Swarnjayanti Gram Swarozgar Yojana
(B) Jawahar Gram Samridhi Yojana
(C) National Social Assistance Programme
(D) ADHAR
(E) National Family Benefit Scheme
Ans : (D)

24. According to the World Bank estimate about 40% Indians are living below International Poverty line of US $ —
(A) 1 per day
(B) 1•25 per day
(C) 2 per day
(D) 2•5 per day
(E) 3 per day
Ans : (B)

25. The 10th Trilateral Ministerial Meeting of RIC group was organized in November 2010. Who are the members of the RIC ?
(A) Russia—Iran—China
(B) Russia—India—China
(C) Romania—Iran—Canada
(D) Romania—Israel—Chile
(E) Russia—India—Croatia
Ans : (B)

26. India and Syria recently decided to double their trade in next 2 years. Indian Govt. has decided to export which of the following commodities to Syria ?
(A) Natural gas
(B) Milk
(C) Oil
(D) Wheat
(E) All of these
Ans : (E)

27. India has sanctioned a 26 million grant to which of the following countries for development of tube wells ?
(A) Myanmar
(B) Bangladesh
(C) Nepal
(D) Pakistan
(E) Sri Lanka
Ans : (C)

28. Which of the following is the name of the scheme launched by the Govt. of India for adolescent girls ? (Launched in November 2010)
(A) Swawlamban
(B) SABALA
(C) Aadhar
(D) ASHA
(E) None of these
Ans : (B)

29. Many times we see in financial journals/bulletins a term M3. What is M3 ?
(A) Currency in circulation on a particular day
(B) Total value of the foreign exchange on a particular day
(C) Total value of export credit on a given date
(D) Total value of the tax collected in a year
(E) None of these
Ans : (E)

30. As per news in various newspapers, Govt. has allocated a huge sum of 31,000 crore for ‘RTE’. What is full form of RTE ?
(A) Right of Education
(B) Reforms in Technical Education
(C) Return to Empowerment
(D) Right to Empowerment
(E) Renewable Technology for Energy
Ans : (A)

31. Which of the following is not a major function of the RBI in India ?
(A) Issuance of currency notes
(B) To facilitate external trade and payment and developing a foreign exchange market in India
(C) Maintaining price stability and ensuring adequate flow of credit to productive sectors
(D) Taking loans/credit from World Bank/IMF and ADB etc., and reallocating it for various activities decided by the Govt. of India
(E) Formulation and monitoring the monetary and credit policy
Ans : (C)

32. The RBI has regional offices at various places. At which of the following places it does not have an office ?
(A) Kota
(B) Shimla
(C) Lucknow
(D) Panaji
(E) Guwahati
Ans : (C)

33. Which of the following organizations/agencies has given a US $ 407 billion loan to India to boost up its micro finance services in unbanked areas ?
(A) IMF
(B) World Bank
(C) Bank of Japan
(D) ADB
(E) Jointly by IMF and ADB
Ans : (B)

34. The Prime Minister’s Economic Advisory Council (PMEAC) has projected that the Indian Exports will grow by what percentage during 2010-11 ?
(A) 15%
(B) 18%
(C) 22%
(D) 24%
(E) 28%
Ans : (B)

35. Which of the following organisations/agencies has given the estimate that the India will be third largest FDI recipient in 2010–12 ?
(A) UNCTAD
(B) WTO
(C) World Bank
(D) IMF
(E) None of these
Ans : (A)

36. The performance of which of the following industries is considered performance of a core industry ?
(A) Garments
(B) Leather
(C) IT
(D) Oil and Petroleum
(E) Handicrafts
Ans : (D)

37. Who amongst the following is not a recipient of Nobel Prize in economics ?
(A) Peter A. Diamond
(B) Dale T. Mortensen
(C) Amartya Sen
(D) Paul Krugman
(E) Robert G. Edwards
Ans : (E)

38. Basel Committee has given its recommendations on which of the following aspects of banking operations ?
(A) Marketing of bank products
(B) Priority sector lending
(C) Risk Management
(D) Micro financing
(E) All of these
Ans : (C)

39. Which of the following is the rank of India in Human Development Report 2010 prepared by the UNO ?
(A) 99
(B) 100
(C) 115
(D) 119
(E) None of these
Ans : (D)

40. Which of the following was/where the key objectives of the RBI’s review of Monetary and Credit Policy 2010-11 which was reviewed again on 2nd November 2010 ?
1. To sustain the anti inflationary thrust.
2. To maintain an interest rate regime consistent with price.
3. To provide extra tax incentives to exporters who were in stress due to market fluctuations.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

41. PIIGS is the group of nations falling under—
(A) Euro zone
(B) Asia Pacific
(C) SAARC
(D) NATO
(E) Commonwealth
Ans : (A)

42. Which of the following is/are the preconditions, the IMF has put to provide bail out package to Ireland ?
1. It should gradually lower down unemployment benefits.
2. It should bring down the minimum wages in order to boost employment.
3. It should import some of the crucial commodities from non euro countries as an immediate measure to improve shortage of the same.
(A) Only 1 and 2
(B) Only 2 and 3
(C) Only 1 and 3
(D) Only 1
(E) All 1, 2 and 3
Ans : (B)

43. India is self-sufficient in production of which of the following commodities ?
(A) Edible oil
(B) Milk
(C) Pulses
(D) Natural gas
(E) All of these
Ans : (B)

44. Which of the following is used as a fuel in Nuclear power stations in India ?
(A) Thorium
(B) Copper
(C) Tin
(D) Chromium
(E) All of these
Ans : (A)

45. Which of the following States has taken up the job of improving Dams with the help of the World Bank’s Dam Rehabilitation and Improvement project ?
(A) Kerala
(B) Gujarat
(C) Tamil Nadu
(D) Uttar Pradesh
(E) Guwahati
Ans : (A)

46. Nitish Kumar led National Democratic Alliance won how many seats in recently held assembly elections in Bihar ?
(A) 150
(B) 243
(C) 200
(D) 206
(E) None of these
Ans : (D)

47. Who amongst the following is the author of the book “Development as Freedom” ?
(A) M. S. Swaminathan
(B) C. Rangarajan
(C) Manmohan Singh
(D) Y. V. Reddy
(E) Amartya Sen
Ans : (E)

48. Which of the following terms is used in Finance and Banking ?
(A) Line of Sight
(B) Scattering loss
(C) Revenue
(D) Oscillation
(E) Shielding
Ans : (A)

49. Who amongst the following is a famous economist ?
(A) Richard Dawkins
(B) Alan Greenspan
(C) Vernon Heywood
(D) Olivar Sachs
(E) Stephan Hawking
Ans : (B)

50. Who amongst the following has never held post of the Governor of the RBI ?
(A) C. Rangarajan
(B) L. K. Jha
(C) Manmohan Singh
(D) Bimal Jalan
(E) Usha Thorat
Ans : (E)

Reserve Bank of India Grade ‘B’ Officers Exam. 2011 Solved Paper

General Awareness
(Exam Held on 6-2-2011)

1. What role do Micro, Small and Medium Enterprises (MSMEs) play in a country’s economic and industrial development ?
1. They have the capacity to absorb skilled and unskilled labour available in the country.
2. Such institutions help in distribution of income in a wide spectrum and do not allow it to get concentrated in few hands or in few areas.
3. They help in eradication of poverty by providing selfemployment opportunities.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)

2. Which of the following statements about the Indian Economy is correct ?
(A) Indian economy is as developed as that of China
(B) About 70% Indians are involved in some type of selfemployment and are the owners of some or the other micro or small enterprise
(C) In India single biggest employment is agriculture and allied activities
(D) About 48% Indian workforce is employed in foreign countries or in organizations assisted by foreign capital
(E) None of these
Ans : (C)

3. Which of the following is/are correct about the problems of Indian Agriculture ?
1. Large agricultural subsidies are hampering productivity—enhancing investments.
2. Irrigation infrastructure is in bad shape and needs immediate improvement.
3. Frequent takeovers of fertile land by private companies and multinationals to launch big business complexes.
(A) Only 1
(B) Only 1 and 2
(C) Only 1 and 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)


4. As per news in various journals, many banks have failed to achieve agri-loan target fixed by the RBI for the year 2010-11. What was the target fixed for the year ?
(A) 10%
(B) 15%
(C) 18%
(D) 24%
(E) 30%
Ans : (C)

5. Which of the following statements about Agro and Allied activities is not correct ?
(A) Farmers do not get adequate credit for purchase of cattle
(B) There is a need to improve breed and genetic characteristics of the cattle folk
(C) India has huge forest cover and also degraded and marshy land which can be used for productive purposes
(D) India is the 10th largest producer of medicinal and aromatic plants. But the products are not of commercial value
(E) Animal husbandry plays an important role in providing sustainability under Rain fed conditions
Ans : (C)

6. Which of the following schemes launched by the Govt. of India aims at enhancing the livelihood security of the people in rural areas by guaranteeing hundred days of employment in a financial year to a rural household whose adult members volunteer to do unskilled manual work ?
(A) TRYSEM
(B) Pradhan Mantri Gram Sadak Yojana
(C) Kutir Jyoti Scheme
(D) ASHA
(E) MGNREGA
Ans : (E)

7. In some parts of India, farmers face acute distress because of heavy burden of debt from noninstitutional lenders. Who can be called a non-institutional lender ?
(A) Small Banks
(B) Grameen Banks
(C) Credit Cooperative Societies
(D) Micro Finance Institutions
(E) Money Lenders
Ans : (E)

8. The South Asian Free Trade Agreement (SAFTA) was introduced with a view of levying how much custom duty for trading any product within the SAARC zone ?
(A) 5%
(B) 4%
(C) 2%
(D) 1%
(E) No custom duty
Ans : (E)

9. Which of the following organisation prepares rural credit plans on annual basis for all districts in India, which in turn from the base for annual credit plans of all rural financial institutions ?
(A) SIDBI
(B) NABARD
(C) RBI
(D) Indian Bank’s Association
(E) CII
Ans : (B)

10. Which of the following is TRUE about the current population trend(s) in India ?
1. Every year India adds more people to the world’s population than any other country.
2. Currently India has a young population which will grow somewhat older largely as a result of decline in fertility.
3. The National Family Planning Programme did not contribute much in controlling fertility rate
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (D)

11. In economic terms, which of the following factors determine the ‘Individual’s demand’ of a product/commodity ?
1. Price of a commodity.
2. Income of the individual.
3. Utility and quality of a commodity.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)

12. Which of the following terms is used in the field of economics ?
(A) Adiabatic
(B) Bohr Theory
(C) Plasma
(D) Barter System
(E) Viscosity
Ans : (D)

13. “Pascal Lamy calls on trade negotiators to move out of their comfort zones towards agreements”, was the headline in some major newspapers. This news is associated with which of the following organizations/agencies ?
(A) World Trade Organization
(B) International Monetary Fund
(C) World Bank
(D) United Nations Organisations
(E) North Atlantic Treaty Organisation
Ans : (A)

14. Which of the following is not a function of the Planning Commission of India ?
(A) Assessment of the material, capital and human resources of the country
(B) Formulation of plans for the most effective and balanced utilization of country’s resources
(C) Public cooperation in national development
(D) Preparation of annual budget of the country and collection of taxes to raise capital for the implementation of the plans
(E) Determination of stages in which the plan should be carried out
Ans : (D)

15. Which of the following periods represents the period of the first Five Year Plan in India ?
(A) 1948 – 53
(B) 1947 – 52
(C) 1952 – 57
(D) 1950 – 55
(E) 1951 – 56
Ans : (E)

16. Which of the following is the name of the process available to common people to seek court’s intervention in matters of public interest ?
(A) Public Interest Litigation (PIL)
(B) Habeas Corpus
(C) Ordinance
(D) Residuary power
(E) None of these
Ans : (A)

17. India’s foreign policy is based on several principles, one of which is—
(A) Panchsheel
(B) Satyamev Jayate
(C) Live and Let Live
(D) Vasudhaiv Kutumbkam
(E) None of these
Ans : (A)

18. As we know thousands of tonnes of foodgrain was washed away in the floods in Haryana and Punjab a few months back. This incident is an example which indicates that there is a scope for improvement in our machinery controlling our—
(A) Mid Day Meal Scheme
(B) Public Distribution System
(C) Food for Work Programme
(D) Village Grain Bank Scheme
(E) Operation Flood Scheme
Ans : (B)

19. President Barack Obama was on a visit to India a few months back. His visit is said to have forged both the nations into a new era of relations. India managed to sign a special agreement with US in which of the following fields/areas as a byproduct of the visit of Obama ?
1. Energy sector and Nuclear energy as US has lifted sanctions on supply of high tech machines.
2. Skill Development Programmes in IT sector in which US has super-specialisation.
3. Training in management of Micro finance Institutions.
(A) Only 1
(B) Only 2
(C) Only 1 and 3
(D) Only 2 and 3
(E) Only 1 and 2
Ans : (A)

20. Many times we read a term ‘Tax Haven’ in various newspapers. What does it mean ?
1. It is a country where certain taxes are levied at a very low rate.
2. It is a country where people can dump their illegal money without any problem.
3. It is a place where foreigners can work without paying any tax on their income.
(A) Only 1 and 2
(B) Only 2
(C) Only 2 and 3
(D) Only 1
(E) All 1, 2 and 3
Ans : (E)

21. As per existing law, what is the minimum per day wages paid to a worker from unorganised sector in India ?
(A) 50
(B) 75
(C) 100
(D) 125
(E) No such law is there
Ans : (C)

22. Who amongst the following was awarded the “Indira Gandhi Peace Prize” for 2010 ?
(A) Ronald Noble
(B) Luiz Inacio Lula D’Silva
(C) Mohammed Elbaradei
(D) Aung San Su Kyi
(E) None of these
Ans : (B)

23. Which of the following is not a Poverty Eradication Programme launched by the Govt. of India ?
(A) Swarnjayanti Gram Swarozgar Yojana
(B) Jawahar Gram Samridhi Yojana
(C) National Social Assistance Programme
(D) ADHAR
(E) National Family Benefit Scheme
Ans : (D)

24. According to the World Bank estimate about 40% Indians are living below International Poverty line of US $ —
(A) 1 per day
(B) 1•25 per day
(C) 2 per day
(D) 2•5 per day
(E) 3 per day
Ans : (B)

25. The 10th Trilateral Ministerial Meeting of RIC group was organized in November 2010. Who are the members of the RIC ?
(A) Russia—Iran—China
(B) Russia—India—China
(C) Romania—Iran—Canada
(D) Romania—Israel—Chile
(E) Russia—India—Croatia
Ans : (B)

26. India and Syria recently decided to double their trade in next 2 years. Indian Govt. has decided to export which of the following commodities to Syria ?
(A) Natural gas
(B) Milk
(C) Oil
(D) Wheat
(E) All of these
Ans : (E)

27. India has sanctioned a 26 million grant to which of the following countries for development of tube wells ?
(A) Myanmar
(B) Bangladesh
(C) Nepal
(D) Pakistan
(E) Sri Lanka
Ans : (C)

28. Which of the following is the name of the scheme launched by the Govt. of India for adolescent girls ? (Launched in November 2010)
(A) Swawlamban
(B) SABALA
(C) Aadhar
(D) ASHA
(E) None of these
Ans : (B)

29. Many times we see in financial journals/bulletins a term M3. What is M3 ?
(A) Currency in circulation on a particular day
(B) Total value of the foreign exchange on a particular day
(C) Total value of export credit on a given date
(D) Total value of the tax collected in a year
(E) None of these
Ans : (E)

30. As per news in various newspapers, Govt. has allocated a huge sum of 31,000 crore for ‘RTE’. What is full form of RTE ?
(A) Right of Education
(B) Reforms in Technical Education
(C) Return to Empowerment
(D) Right to Empowerment
(E) Renewable Technology for Energy
Ans : (A)

31. Which of the following is not a major function of the RBI in India ?
(A) Issuance of currency notes
(B) To facilitate external trade and payment and developing a foreign exchange market in India
(C) Maintaining price stability and ensuring adequate flow of credit to productive sectors
(D) Taking loans/credit from World Bank/IMF and ADB etc., and reallocating it for various activities decided by the Govt. of India
(E) Formulation and monitoring the monetary and credit policy
Ans : (C)

32. The RBI has regional offices at various places. At which of the following places it does not have an office ?
(A) Kota
(B) Shimla
(C) Lucknow
(D) Panaji
(E) Guwahati
Ans : (C)

33. Which of the following organizations/agencies has given a US $ 407 billion loan to India to boost up its micro finance services in unbanked areas ?
(A) IMF
(B) World Bank
(C) Bank of Japan
(D) ADB
(E) Jointly by IMF and ADB
Ans : (B)

34. The Prime Minister’s Economic Advisory Council (PMEAC) has projected that the Indian Exports will grow by what percentage during 2010-11 ?
(A) 15%
(B) 18%
(C) 22%
(D) 24%
(E) 28%
Ans : (B)

35. Which of the following organisations/agencies has given the estimate that the India will be third largest FDI recipient in 2010–12 ?
(A) UNCTAD
(B) WTO
(C) World Bank
(D) IMF
(E) None of these
Ans : (A)

36. The performance of which of the following industries is considered performance of a core industry ?
(A) Garments
(B) Leather
(C) IT
(D) Oil and Petroleum
(E) Handicrafts
Ans : (D)

37. Who amongst the following is not a recipient of Nobel Prize in economics ?
(A) Peter A. Diamond
(B) Dale T. Mortensen
(C) Amartya Sen
(D) Paul Krugman
(E) Robert G. Edwards
Ans : (E)

38. Basel Committee has given its recommendations on which of the following aspects of banking operations ?
(A) Marketing of bank products
(B) Priority sector lending
(C) Risk Management
(D) Micro financing
(E) All of these
Ans : (C)

39. Which of the following is the rank of India in Human Development Report 2010 prepared by the UNO ?
(A) 99
(B) 100
(C) 115
(D) 119
(E) None of these
Ans : (D)

40. Which of the following was/where the key objectives of the RBI’s review of Monetary and Credit Policy 2010-11 which was reviewed again on 2nd November 2010 ?
1. To sustain the anti inflationary thrust.
2. To maintain an interest rate regime consistent with price.
3. To provide extra tax incentives to exporters who were in stress due to market fluctuations.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

41. PIIGS is the group of nations falling under—
(A) Euro zone
(B) Asia Pacific
(C) SAARC
(D) NATO
(E) Commonwealth
Ans : (A)

42. Which of the following is/are the preconditions, the IMF has put to provide bail out package to Ireland ?
1. It should gradually lower down unemployment benefits.
2. It should bring down the minimum wages in order to boost employment.
3. It should import some of the crucial commodities from non euro countries as an immediate measure to improve shortage of the same.
(A) Only 1 and 2
(B) Only 2 and 3
(C) Only 1 and 3
(D) Only 1
(E) All 1, 2 and 3
Ans : (B)

43. India is self-sufficient in production of which of the following commodities ?
(A) Edible oil
(B) Milk
(C) Pulses
(D) Natural gas
(E) All of these
Ans : (B)

44. Which of the following is used as a fuel in Nuclear power stations in India ?
(A) Thorium
(B) Copper
(C) Tin
(D) Chromium
(E) All of these
Ans : (A)

45. Which of the following States has taken up the job of improving Dams with the help of the World Bank’s Dam Rehabilitation and Improvement project ?
(A) Kerala
(B) Gujarat
(C) Tamil Nadu
(D) Uttar Pradesh
(E) Guwahati
Ans : (A)

46. Nitish Kumar led National Democratic Alliance won how many seats in recently held assembly elections in Bihar ?
(A) 150
(B) 243
(C) 200
(D) 206
(E) None of these
Ans : (D)

47. Who amongst the following is the author of the book “Development as Freedom” ?
(A) M. S. Swaminathan
(B) C. Rangarajan
(C) Manmohan Singh
(D) Y. V. Reddy
(E) Amartya Sen
Ans : (E)

48. Which of the following terms is used in Finance and Banking ?
(A) Line of Sight
(B) Scattering loss
(C) Revenue
(D) Oscillation
(E) Shielding
Ans : (A)

49. Who amongst the following is a famous economist ?
(A) Richard Dawkins
(B) Alan Greenspan
(C) Vernon Heywood
(D) Olivar Sachs
(E) Stephan Hawking
Ans : (B)

50. Who amongst the following has never held post of the Governor of the RBI ?
(A) C. Rangarajan
(B) L. K. Jha
(C) Manmohan Singh
(D) Bimal Jalan
(E) Usha Thorat
Ans : (E)

STATE BANK OF INDIA RELATED MCQs

1) The Largest commercial bank in India? a) RBI  b) SBI  c) ICICI Bank  d) PNB  e) HDFC Bank 2) The origin of the State Bank of India goes back to the first deca-de of the nineteenth century with the establishment of? a) Bank of Calcutta  b) Bank of Bengal  c) Bank of Bombay  d) Bank of Madras  e) None 3) Which bank came into existence in 1921 when three banks namely Bank of Bengal(1806), Bank of Bombay (1840) & Bank of Madras(1843) were reorganized and amalgamated to form a single banking entity? a) Imperial Bank of India  b) State Bank of India  c) Reserve Bank of India  d) Punjab National Bank e) None 4) SBI act was passed in Parliament in? a) 1935  b) 1949  c) 1955  d) 1969  e) 1980 5) The State Bank of India was constituted on? a) 1 April 1935  b) 1 January 1949  c) 1 July 1955  d) 1 September 1956 e) None 6) The Head Office of SBI is in? a) New Delhi  b) Kolkata  c) Chennai  d) Hyderabad  e) Mumbai 7) The Chairman of SBI is? a) D.Subbarao b) Pratip chaudhuri  c) Chanda Kochhar  d) K.R.Kamath e) None 8) At present, the number of associate banks of SBI? a) 5 b) 6  c) 7  d) 8  e) None 9) Which bank was merged with SBI in 2008? a) State Bank of Travancore  b) State Bank of Patiala  c) State Bank of Mysore d) State Bank of Indore e) State Bank of Saurashtra 10) Which bank was merged with SBI in 2010? a) State Bank of Travancore  b) State Bank of Patiala  c) State Bank of Mysore d) State Bank of Indore e) State Bank of Saurashtra 11) The first associate bank of SBI?  a) State Bank of Travancore  b) State Bank of Patiala  c) State Bank of Mysore d) State Bank of Indore e) State Bank of Hyderabad 12) Which bank has the largest branch network in India? a ) RBI b) PNB  c) HDFC Bank  d) ICICI Bank  e) None 13) SBI Life Insurance is a joint venture between State Bank of India and? a) ABN Amro Bank b) Deutsche Bank c) Life Insurance Corporation (LIC) d) American International Group (AIG) e) BNP Paribas Assurance 14) SBI General Insurance is a joint venture between State Bank of India and? a) American International Group (AIG) b) Insurance Australia Group (IAG)  c) BNP Paribas d) General Insurance Corporation  e) None 15) The country's largest lender? a) IDBI Bank  b) ICICI Bank  c) SBI  d) HDFC Bank  e) None 16) SBICI Bank (a Private Sector Bank) is wholly owned subsidiary of? a) ICICI Bank  b) HDFC Bank  c) RBI  d) IDBI Bank  e) None 17) The government passed the State Bank of India (Subsidiary Banks) Act in? a) 1934  b) 1949  c) 1955 d) 1959  e) None 18) Which of the following taglines is not associated with SBI? a) With you all the way  b) Pure banking nothing else  c) The Banker to every Indian d) The Nation banks on us  e) India's International Bank 19) Which bank became the State Bank of India in 1955? a) General Bank of India  b)Bank of Hindustan  c) Imperial Bank of India  d) Federal Bank of India e) None 20) Which of the following pairings is not correct? (Banks & Head Offices)? a) State Bank of Bikaner & Jaipur - Jaipur b) State Bank of Hyderabad - Hyderabad c) State Bank of Mysore - Mysore d) State Bank of Patiala - Patiala e) State Bank of Travancore - Thiruvananthapuram 21) Which of the following banks is/are 100 per cent owned by SBI? a) State Bank of Travancore b) State Bank of Hyderabad and State Bank of Patiala c) State Bank of Mysore d) State Bank of Bikaner and Jaipur e) State Bank of Indore and State Bank of Saurashtra 22) The largest Associate Bank of State Bank of India? a) State Bank of Hyderabad b) State Bank of Bikaner and Jaipur c) State Bank of Mysore d) State Bank of Patiala e) State Bank of Travancore 23) The Managing Director of State Bank of Hyderabad(SBH)? a) Pratip Chaudhuri b) Renu Challu c) Chanda Kochhar d) Shikha Sharma  e) None 24) Which of the following rural banks is sponsored by State Bank of India? a) Andhra Pragathi Grameena Bank b) Andhra Pradesh Grameena Vikas Bank c) Deccan Grameena Bank d) Chaitanya Godavari grameena Bank e) None 25) Consider the following statements? A. State Bank of Hyderabad was constituted as Hyderabad State Bank on 08.08.1941 under Hyderabad State Bank Act, 1941. In 1956, the Bank was taken over by Reserve Bank of India as its first subsidiary and its name was changed from Hyderabad State Bank to State Bank of Hyderabad. The Bank became a subsidiary of State Bank of India on the 1st October 1959 and is now the largest Associate Bank of State Bank of India. B. State Bank of Bikaner and Jaipur was established in 1963 after amalgamation of erstwhile State Bank of Jaipur (established in 1943) with State Bank of Bikaner (established in 1944) as a subsidiary of SBI. C. State Bank of Mysore was established in the year 1913 as Bank of Mysore Ltd. under the patronage of the erstwhile Govt. of Mysore, at the instance of the banking committee headed by the great Engineer- Statesm-an,Late Dr.Sir M.Visvesvar-aya. Subsequently, in March 1960,the Bank became an Associate of State Bank of India. D. 'Patiala State Bank' was christened as the Bank of Patiala and was became a subsidiary of the State Bank of India on 1st April,1960 when it was named as the State Bank of Patiala E. State Bank of Travancore (SBT) was originally establi-shed as Travancore Bank Ltd. in 1945 sponsored by the erstwhile princely state of Travancore. Under a special statute of the Indian Parliam-ent (SBI subsidiary Banks Act 1959) it was made an Associate of the SBI. Which of the statements given above is/are correct? a) A & B only  b) B & C only  c) C & D only  d) A, B & C only  e) All are correct 26) Which among the following acquired the RBI's stake in SBI in 2007? a) IDBI Bank b) ICICI Bank  c) Government of India  d) Life Insurance Corporation e) None 27) SBI Card is a joint venture between State Bank of India and a) Standard Chartered? b) Hongkong and Shanghai Banking Corporation(HSBC) c) ABN Amro Bank d) BNP Paribas  e) GE Capital 28) The Commercial Bank of India LLC, Moscow, a 60:40 joint venture of the State Bank of India and? a) Punjab National Bank b) Corporation Bank c) Bank of India d) Canara Bank e) Central Bank of India 29) SBI day is observed on? a) January 1  b) April 1  c) July 1  d) August 1  e) None 30) The Net Profit of State Bank of India for the period 2010-2011? a) 9166.05 crores  b) 8264.52 crores  c) 8500 crores  d) 9100 crores  e) None ANSWERS 1) b 2) a 3) a 4) c 5) c 6) e 7) b 8) a 9) e 10) d 11) e 12) e 13) e 14) b 15) c 16) e 17) d 18) e  19) c 20) c 21) b 22) a 23) b 24) b 25) e 26) c 27) e 28) d 29) c 30) b

BANK EXAMS GENERAL AWARENESS QUESTIONS

1) This agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet. Identify the agency.
a. SEBI
b. IRDA
c. TRAI
d. DoT

2) In India’s first sale of rupee perpetual bonds by a non-finance company Rs 1500 crore ($332 million) was raised. Name the non-finance company.
a. Tata Steel
b. Pantallons Retail
c. RIL
d. Maruti Suzuki

3) Which of the following Indian cricket players took the highest number of wickets in the recently concluded ICC World Cup 2011 along with Pakistan’s Shahid Afridi?
a. Yuvraj Singh
b. Zaheer Khan
c. Munaf Patel
d. Harbhajan Singh

4) Union Sports Ministry on 6 April 2011 formed a committee to fine-tune the draft National Sports Development Bill. Who is heading the committee?
a. Justice Mukul Mudgal
b. Justice Tej Pratap Singh Mann
c. Justice Gurdev Singh
d. Justice Jaswant Singh Phogat

5) Name the cricketer who beat Michael Clarke by a comfortable 15-vote margin to bag the Allan Border Medal besides being named Australia’s ODI Player of the Year in Feb 2010?
a. Shane Watson
b. Simon Katich
c. Mitchell Johnson
d. Sachin Tendulkar

6) Record food grain production helped to reduce food inflation to a four month low for the week ending 26 March 2011. What was the inflation percentage for the week?
a. 9.18%
b. 9.25%
c. 9.21%
d. 9.36%

7) Praveen Kumar Tripathi took over as the Chief Secretary of which of the following governments on 4 April 2011?
a. Delhi Government
b. Haryana Government
c. Uttar Pradesh Government
d. Uttarakhand Government

8) The Union Government gifted a Kendriya Vidyalaya to a nondescript village Indrapura to which of the following Indian states?
a. Bihar
b. Odisha
c. Rajasthan
d. Madhya Pradesh

9) The Supreme Court on 5 April 2011 passed an order to lift iron export ban imposed by which of the following Indian states on 26 July 2010 and also ordered it to implement the new rules for regulating iron ore mining and transportation?
a. Tamil Nadu
b. Andhra Pradesh
c. Karnataka
d. Odisha

10) To enhance credit worthiness of economically weaker sections and LIG households, a Mortgage Risk Guarantee Fund was announced to be created under which of the following scheme or Yojana?
a. Rajiv Awas Yojana
b. Rajiv Gandhi Grameen Vidyutikaran Yojana
c. Indira Awas Yojana
d. Mahatama Gandhi NREGA

11) Which agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet?
a. SEBI
b. IRDA
c. TRAI
d. DoT

12) Buyer's Credit was launched by the Commerce and Industry Minister, Anand Sharma, on 6 April 2011 to boost project exports from India. Under which of the following was Buyer’s Credit launched?
a. National Export Insurance Account
b. Export-Import Bank of India
c. Export Credit Guarantee Corporation of India
d. Reserve Bank of India

13) Read the two statements mentioned with regard to the budgetary allocations for addressing environmental concerns.
1. The budget proposed that the solar lantern used in far-flung villages will attract no duty from 10 per cent charged earlier.
2. To provide green and clean transportation for the masses, National Mission for Hybrid and Electric Vehicles will be launched in the year 2011 in collaboration with all stakeholders. Which of them is true?
a. Only 1
b. Only 2
c. Both 1 & 2
d. None of the above

14) 21 year old Marjan Kalhor is the first Iranian woman to have entered an Olympic event. She is a participant in the 2010 Winter Olympics that began in Vancouver on 12 Feb 2010. Which sport is she associated with?
a. Ski
b. Shot put
c. Cycling
d. Bobsleigh

15) With his victory in the men’s large hill ski jump on 20 Feb 2010 at the Vancouver Olympics, he became the first person to win four individual gold ski jumping medals. Name this sportsperson.
a. Simon Ammann (Switzerland)
b. Ahonen Janne (Finland)
c. Alexander Nicholas (USA)
d. Bardal Anders (Norway)

16) The Indian Government in April 2011 issued a notice to which of the following companies to terminate licences for Kerala, West Bengal and Assam for delay in roll- out of services in these three circles?
a. Sistema Shyam Teleservices
b. Tata Teleservices
c. Reliance
d. BSNL

17) Which Italian luxury sports car makers on 6 April 2011 announced its entry into the Indian market where it will sell its high-performance cars priced between Rs1.20 crore and Rs1.43 crore?
a. Maserati
b. Bentley
c. Aston Martin
d. Maybach

18) Who did HDFC Bank, the country's second-largest private sector lender appoint in March 2011 to head its investment banking division?
a. Rakesh Singh
b. Charul Madan
c. Gaurav Khungar
d. Atul Singh

19) Gangaur, a festival which marks the union of Lord Shiva and his consort, Goddess Parvati is celebrated for 18 days from the day after Holi in which of the following Indian states?
a. Rajasthan
b. Karnataka
c. Tamil Nadu
d. Uttaranchal

20) Read the following statements with regard to the allocation in the Educational sector as proposed by Union Budget 2011-12.
1. For Sarva Siksha Abhiyan the allocation was increased by 40 percent to 21000 crore rupees.
2. All institutions of higher learning will be connected through optical fibers by March 2012.
3. 500 crore rupees was proposed to be provided for national skill development fund.
4. For the needy scheduled castes ad scheduled tribe candidates studying in class-IX and Xth pre-matric scholarship scheme was proposed to be introduced. Which of the above mentioned statements is not true?
a. 1
b. 2
c. 3 & 4
d. 4

21) Scientists recently developed a computer that could be controlled by the power of thought. It would help people unable to speak or move. What is the name of the technology which they used to develop this kind of computer?
a. electrocortiography
b. symbian C++
c. java
d. flash lite

22) Which of the following companies bought the Pringles brand from Procter & Gamble Co for $1.5 billion?
a. Diamond Foods Inc
b. PepsiCo's Frito-Lay
c. Emerald Nuts
d. Kettle Potato Chips

23) Online marketplace eBay India, in association with leading apparel brand Reebok auctioned a bat autographed by Indian cricketer Mahendra Singh Dhoni. The proceeds of the auction will go to which of the following NGOs?
a. Oxfem
b. CRY
c. All Bengal Women’s Union
d. UNEM

24) Which Indian hockey player was in April 2011 named captain of the Indian Hockey team the upcoming Sultan Azlan Shah Cup scheduled to be played in Malaysia from 5-15 May 2011?
a. Arjun Halappa
b. Rajpal Singh
c. Bharat Kumar Chetri
d. Mohd. Amir Khan

25) Under the Godfrey Phillips Zonal Bravery Awards given away by the former ruler of Jodhpur, Gaj Singh in Jaipur on 5 April 2011, which of the following NGOs was honoured with the Amodhini Award of Rs.1 lakh?
a. Udyogini
b. Charities Aid Foundation
c. CRY
d. Akhil Bharatiya Vanavasi Kalyan Ashram

26) The Basic Customs Duty exemption was proposed to be extended to which of the following sectors?
a. art and antiquities for exhibition or display in private art galleries
b. Cinematographic film, factory-built ambulances
c. syringes and needles
d. agricultural machinery

27) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of Japan. Where is the Pacific Tsunami Warning System headquartered? 
a. Hawai
b. Tokyo
c. Manila
d. Jakarta

28) Which of the following companies announced on 6 April 2011 that it won contract to provide broadband internet connectivity to Indian Railways through state-run RailTel Corp of India Ltd?
a. DEL
b. IBM
c. Infosys
d. HCL Infosystems

29) Which super luxury carmaker on 7 April 2011 unveiled Continental GT sedan in India?
a. Ferrati
b. Bentley
c. Maybach
d. Maserati

30) What amount of money was allocated for Bharat Nirman?
a. 1000 crore
b. 58000 crore
c. 55438 crore
d. 14362 crore

31) Who defeated Tamarine Tanasugarn on 15 Feb 2010 to retain the Pattaya Open title?
a. Vera Zvonareva of Russia
b. Sabine Lisicki of Germany,
c. Ayumi Morita of Japan
d. Kimiko Date Krumm of Japan

32) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of japan. What are the possible factors which can cause Tsunami?
i)An Earthquake
ii) A landslide
iii) A volcanic eruption or explosion
iv) Impact by a meteorite
Please choose the right option
a. i, ii, iii and iv
b. i and ii only
c. ii and iii only
d. i and iv only

33) Which of the following Indian cricket is the most heavily insured player for the forthcoming Indian Premier League (IPL) 4 T-20 tournament which begins on 8 April 2011?
a. Sachin Tendulkar
b. Yuvraj Singh
c. M S Dhoni
d. Virender Sehwag

34) The Union Budget for 2011-12 proposed lowering of qualifying age for tax relief for senior citizens from 65 years to _?
a. 55
b. 58
c. 60
d. 62

35) Finance Minister Pranab Mukherjee proposed to increase the Income Tax Exemption Limit for individual tax payers from 1 lakh 60 to _?
a. 1 lakh 80 thousand
b. 1 lakh 90 thousand
c. 2 lakh
d. 2 lakh 20 thousand

36) Noted Social worker Anna Hazare on 5 April 2011 started his hunger strike  at Jantar Mantar in New Delhi to protest against the reported delay in bringing in which of the following bills to effectively deal with corruption?
a. Lokpal Bill
b. The Competition (Amendment) Bill
c. The Airports Economic Regulatory Authority of India Bill
d. The Appropriation (No.3 ) Bill

37) Who became the world number one badminton player?
a. Saina Nehwal
b. Wang Xin
c. Sania Mirza
d. Wang Shixian

38) When is the National Youth Day observed?
a. January 14
b. February 14
c. August 31
d. January 12

39) What is Tejas?
a. Spacecraft
b. Missile
c. Submarine
d. Light combat aircraft

40) Who is the Chairperson of the Central Board Film Certification?
a. Sharmila Tagore
b. Karan Johar
c. Nafisa Ali
d. Om Puri
e. None of these

41) Ali Akbar Salehi is the foreign minister of
a. Israel
b. Iran
c. Afghanistan
d. Indonesia

42) Who is the new chief of Research and Analysis Wing (RAW)?
a. AP Singh
b. Arun Shourie
c. Sanjeev Tripathi
d. BK Gupta

43) According to an extensive genetic study on modern humans, two conclusions were drawn out.
i) There is an enormous amount of diversity in the African hunter-gatherer populations.
ii) The genetic diversity among 27 present-day African populations originated in southern Africa and progressed to northern Africa.
Which of the above statements is/are correct?
a. Both i and ii
b. Neither I and ii
c. Only i
d. Only ii

44) Which one of the following Indian states recently released a Braille version of the RTI (Right to Information) Act and its rules for the benefit of visually challenged?
a. Gujarat
b. Bihar
c. Haryana
d. Madhya Pradesh

45) Roger Federer won his fourth Australian Open Tennis Championship and 16th Grand Slam on 31 Jan 2010. Who did he defeat in the final of the Australian Open 2010?
a. Rafael Nadal
b. Andy Murray
c. Fred Perry
d. Rod Laver

46) Which of the following Bollywood Actress won the Best Actress trophy at the 13th London Asian Film Festival for her performance in Onir’s I AM?
a. Nandita Das
b. Juhi Chawla
c. Tabu
d. Konkona Sen Sharma

47) In tiger census 2010, 
i) Pugmarks were used as the only indicator of tiger numbers.
ii) An advanced Scientific process was adopted which included video trapping and use of satellite data. Which of the above statements is/are incorrect?
Choose the right option:
a. Only i is incorrect
b. Only ii is incorrect
c. Both i and ii are incorrect
d. Both i and ii are not incorrect

48) India defeated Pakistan by 29 runs in the semi finals of the ICC World Cup 2011 played at Mohali. Who was declared man of the match of the high powered game?
a. Saeed Ajmal
b. Sachin Tendulkar
c. Munaf Patel
d. Wahab Riaz

49) Which of the following bodies put off indefinitely the new rules governing unwanted telemarketing calls which were supposed to be implemented from 21 March 2011?
a. Department of Telecommunication (DoT)
b. Telecom Regulatory Authority of India (TRAI)
c. Indian Ministry of communication & Technology
d. HRD Ministry

50) The Indian government in March 2011 conferred the Miniratna status on which of the following PSUs?
a. National Small Industries Corporation (NSIC)
b. Air India Charters Ltd
c. Cement Corporation of India
d. HMT Machine Tools Ltd

51) In the Union Budget 2011-12, Finance Minister Pranab Mukherjee proposed to increase the Income Tax Exemption Limit   for individual tax payers from Rs 1 lakh 60 thousand to _?
a.1 lakh 80 thousand
b.1 lakh 90 thousand
c. 2 lakh
d.2 lakh 20 thousand 
52) A team from Dalhousie University in Halifax, Canada, discovered that a green alga invades tiny developing salamander embryos.  What is this phenomenon called?
a)Symbiosis
b)Photosynthesis
c) Ecdysis
d) Aestivation
53) Which of the following Bollywood Actress won the Best Actress trophy at the 13th London Asian Film Festival for her performance in Onir’s I AM?
a.Nandita Das
b.Juhi Chawla
c.Tabu
d.Konkona Sen Sharma

54) Noted Social worker Anna Hazare on 5 April 2011 started his hunger strike  at Jantar Mantar in New Delhi to protest against the reported delay in bringing in which of the following bills to effectively deal with corruption?
a. Lokpal Bill
b. The Competition (Amendment) Bill
c. The Airports Economic Regulatory Authority of India Bill
d. The Appropriation (No.3 ) Bill

55) Who won the National Jute Board-Kolkata international squash at Calcutta Racket Club on 3 April 2011 after defeating Omar Mosaad?
a.Karim Darwish
b.Khawaja Adil Maqbool
c. Ritwik Bhattacharya
d. Peter Nicol

56) Read the following statements:
1.He won the ATP Miami Masters crown by defeating Nadal and thus remained unbeaten in 2011.
2.He captured all four titles- the Australian Open, Dubai, elite Masters titles at Indian Wells and Miami in 2011.
3.He had won his first Miami Masters title in 2007.
4.He joined Roger Federer, Andre Agassi and Pete Sampras as the only players to win the Australian Open, Indian Wells and Miami in the same year.Identify the tennis player being referred to.
a.Novak Djokovic
b.Roger Federer
c. Andy Murray
d.Rafael Nadal

57) At the National Conference on Kharif Strategies, Agriculture Minister Sharad Pawar on 6 April 2011 mentioned that India has achieved an all-time high production of foodgrains. What was the estimation regarding foodgain production in 2010-11?
a.235.88 million tonnes
b.215 million tonnes
c. 261.34 million tonnes
d. 222.66 million tonnes

58) Which of the following steel plants in India achieved record production of 5.71 million tonnes (mt) of hot metal (a 6.3 per cent growth over 2009-10), 5.33 mt of crude steel (4.3 per cent) and 4.57 mt of saleable steel (4.3 per cent)?
a.Bhillai Steel Plant
b.Rourkela Steel Plant
c. Bokaro Steel Plant
d.Salem Steel Plant

59) The Department of Information Technology (DIT) on 5 April 2011 published a draft policy on which of the following to enable the government departments to provide services, including payment of utility bills and filing of tax with the use of a medium?
a.Mobile governance
b.E-governance
c. Service Delivery Gateway
d.Applications Inter-operability

60) Which of the following was not proposed in the Union Budget 2011-12 presented by pranab Mukherjee?
1.Special vehicles were proposed to be created in the form of Infrastructure Debt Funds to attract foreign funds.
2.Rs. 300 crore expenditure was proposed to promote horticulture centres in rain fed areas for increasing crop productivity.
3.For the manufacturing sector, the budget proposed reduction of basic customs duty on raw silk from 30 to 5 per cent.
4.Concessional 10 per cent Excise Duty was also proposed for fuel cell or Hydrogen cell-technology-based vehicles.

a.1 & 3
b.Only 2
c.Only 4
d.3 & 4

61) Sectors                                                   Budgetary Allocations
1.Agriculture & Allied Activities                      A. Rs 14362 crore
2.Rural Development                                     B. Rs  38852 crore
3.Defence Sector                                           C. Rs 55438 crore
4.Industries & Minerals                                   D. Rs 164415 crore
   A  B  C  D
a.1  4  2  3
b.2  1  3  4
c. 3  1  4  2
d.4  2  3  1

62) In the Budget it was proposed to provide sum of money for implementation of vegetable initiative to set in motion a virtuous cycle of higher production and incomes for the farmers. What was the proposed amount?
a.Rs 500 crore
b.Rs 300 crore
c. Rs 10000 crore
d. Rs 650 crore

63) According to an extensive genetic study on modern humans, two conclusions were drawn out.
i) There is an enormous amount of diversity in the African hunter-gatherer populations.
ii) The genetic diversity among 27 present-day African populations originated in southern Africa and progressed to northern Africa.
Which of the above statements is/are correct?
a) Both i and ii
b) Neither I and ii
c)  Only i
d) Only ii   

64) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of Japan. Consider the following statements regarding Tsunami.
i) A Tsunami is a series of ocean waves that sends surges of water, reaching heights of over 100 feet onto land.
ii) Most tsunamis, about 80 percent, happen within the Pacific Ocean’s Ring of Fire, a geologically active area where tectonic shifts make earthquakes and volcanoes common.
Which of the above statements is/are correct?
a) Both i and ii
b) Only i
c) Only ii
d) Neither i nor ii

65) Which one of the following Indian states recently released a Braille version of the RTI (Right to Information) Act and its rules for the benefit of visually challenged?
a) Gujarat
b) Bihar
c) Haryana
d) Madhya Pradesh

66)Engineering and construction major L&T announced that it has achieved financial closure for which of the following with the help of 10-bank consortium led by SBI pitching in with Rs 11478 crore debt?
a.Kolkata Metro Rail Project
b.Pune Metro Project
c.Delhi Metro project
d.Hyderabad Metro Rail project

67) Indian cricket captain Mahendra Singh Dhoni was offered and accepted the honour of being chosen to get an honorary commission in which of the following?
a.Indian Navy
b.Territorial Army
c. Indian Air Force
d. Indian Para-military Force

68) Which of the following real estate firms on 5 April 2011 announced a gift in the shape of villas worth Rs. 9 crore to skipper M.S. Dhoni and his teammates following their victory in the World Cup 2011?
a.DLF
b.Amrapali
c. Unitech
d.Tata Construction & Projects Ltd

69) Roger Federer won his fourth Australian Open Tennis Championship and 16th Grand Slam on 31 Jan 2010. Who did he defeat in the final of the Australian Open 2010?
a. Rafael Nadal
b. Andy Murray
c. Fred Perry
d. Rod Laver

70) Rashtriya Swasthya Bima Yojana was proposed to be being extended to the beneficiaries of which of the following Union Government schemes?
a.Mahatma Gandhi NREGA beneficiaries
b.Beneficiaries of Swavlamban pension scheme
c.Indira Gandhi National old Age Pension scheme beneficiaries
d.Beneficiaries of Rajiv Gandhi Grameen Vidyutikaran Yojana

71) Which of the following companies announced their alliance with Chennai Super Kings as the official team partner for the upcoming IPL Season 4?
a. ONGC
b. Indian Oil Corporation
c. Hindusthan Petroleum
d. Gulf Oil Corporation

72) Scientists have identified five genes which raise the risk of Alzheimer's disease. Consider the following statements regarding Alzheimer’s disease.
i) Alzheimer’s disease is the most common form of Dementia.
ii) Problems that happen due to the Alzheimer’s are personality-disorder, decision making, abstract thinking and loss of initiative.
Which of the above statements is/are correct?
a) Only i
b) Only ii
c)  Both i and ii
d) Neither i nor ii

73) A giant predatory theropod dinosaur, similar in stature and size to Tyrannosaurus rex, has been identified by palaeontologists. Which of the following statements is/are correct?
i) The new dinosaur, named Zhuchengtyrannus magnus, probably stood four metres tall, was 11 metres long and weighed around six tonnes.
ii) Like T. rex, it was a carnivore with huge powerful jaws.
iii) It ran on back legs, with small front limbs.
a) Only i and ii
b) Only i and iii
c)  Only ii and iii
d)  All i, ii and iii are correct


74) Solvay, the Belgian soda ash maker which sold a drugs unit a year ago, agreed to buy which of the following French companies to add specialty chemicals spanning ingredients for moisturisers and car-part polymers?
a.Rhodia
b.Danisco
c.Cognis
d.Le Zèbre

75) Gilead Sciences, a California based bio-pharmaceutical research firm, and its patent partner, Roche Holding AG, have sued which of the following Indian generic drug makers in March 2011 for allegedly infringing a US patent for Tamiflu, a drug used in treatment of bird and swine-flu infections?
a.Dr Reddy’s
b.Natco Pharma
c. Ranbaxy Laboratories
d. GlaxoSmithKline

76) AT&T on Sunday announced that it had agreed to buy T-Mobile USA from which of the following telecom companies for $39 billion?
a.Deutsche Telekom
b.Sprint Nextel
c.Verizon Wireless
d.Comcast


77) What is the prize-money of the golf tournament ‘Avantha Masters’ that began on 11 Feb 2010?
a. €1.5 million
b. €1 million
c. €2.5 million
d. €2 million

78) An international team of scientists, led by the Australian National University recently discovered evidence that the body’s immune cells often share information about foreign substances with each other to ward of invaders. The study can help increase the immunity level in human body against pathogens and cancer. Which of the followings are the symptoms of Cancer?
i) Weight Loss
ii) Excessive Sweating
iii) Lumps and Swelling (tumour)
iv) Enlargement of Spleen
Please choose the correct option:
a) i, ii, iii and iv
b) i and ii only
c)  i, ii and iii
d) only i

79) Which of the following companies in April 2011 filed a petition in the Supreme Court to block penal action initiated by the Income Tax authorities on its contested $2.5-billion tax bill?
a. Vodafone International
b. Bharti Airtel
c. Uninor
d. Tata Teleservices

80) Vivendi agreed to buy Vodafone Group's 44% stake in which of the French mobile-phone operator’s for euro 7.95 billion ($11.3 billion) to win full control of its largest unit and secure more stable earnings?
a.T-Mobile
b.Orange
c. Virgin Mobile
d. SFR

81) A consortium comprising two companies acquired the IPL’s global Internet, mobile and audio rights, along with television rights in specific territories outside India, for the next four years. The consortium bagged the rights with a winning bid of Rs 261.6 crore in Chennai on 20 March 2011. Which are the two companies included in the consortium?
a. TIL & Nimbus Communication
b. Reliance Big Pictures & Zoom
c. TIL & Colors
d. Zoom and UTV Motion Pictures

82) Which chess player won his maiden Grand Master norm in the Chennai Open 2010 International Grand Master chess tournament on 1 Feb 2010?
a. R. Siddharth of Chennai
b. Kravtsiv of Ukraine
c. P. Shyam Nikhil of Tamil Nadu
d. Maxim Turov of Russia

83) Who was appointed member of ICC Cricket Committee as a representative of national coaches on 11 Feb 2010?
a. Gary Kirsten
b. Mark Taylor
c. Kumar Sangakkara
d. Tim May

84) At the European Geosciences Union meeting in Vienna, the scientists calculated that the Earth sees about __ thunderstorms every hour.
a) 670
b) 580
c) 760
d) 960

85) HCL Technologies on Thursday announced the expansion of its Smart Grid partner ecosystem by entering into strategic alliances with two data management software firms focused on the smart grid market. Which are the two firms with which HCL has entered into an alliance?
1. Infosys
2. eMeter
3. Cape Gemini
4. Tridium
a. 1 & 2
b. 2 & 3
c.  2 & 4
d. 1 & 4

86) The Gujarat Government banned controversial book, entitled Great Soul: Mahatma Gandhi and his struggle with India. Who is the author of the book?
a) Joseph Lelyveld
b) Joseph Ponting
c) Hugh Grant
d) Vikram Seth

87) Which one of the following states imposed a blanket ban on plastic bags?
a) Delhi
b) Haryana
c) Himachal Pradesh
d)Tamil Nadu

88) Who is the Chairperson of the Central Board Film Certification?
a) Sharmila Tagore
b) Karan Johar
c)  Nafisa Ali
d) Om Puri
e) None of these

89) Ali Akbar Salehi is the foreign minister of
a) Israel
b) Iran
c) Afghanistan
d) Indonesia

90) Who is the new chief of Research and Analysis Wing (RAW)?
a) AP Singh
b) Arun Shourie
c) Sanjeev Tripathi
d) BK Gupta

91) When is the National Youth Day observed?
a) January 14
b) February 14
c)  August 31
d) January 12

92) What is Tejas?
A) Spacecraft
B) Missile
C) Submarine
D) Light combat aircraft

93) Who became the world number one badminton player?
a) Saina Nehwal
b) Wang Xin
c) Sania Mirza
d) Wang Shixian

94) Name the cricketer who beat Michael Clarke by a comfortable 15-vote margin to bag the Allan Border Medal besides being named Australia’s ODI Player of the Year in Feb 2010?
a. Shane Watson
b. Simon Katich
c. Mitchell Johnson
d. Sachin Tendulkar

95) In India’s first sale of rupee perpetual bonds by a non-finance company Rs 1500 crore ($332 million) was raised. Name the non-finance company.
a.Tata Steel
b.Pantallons Retail
c. RIL
d.Maruti Suzuki

96) With his victory in the men’s large hill ski jump on 20 Feb 2010 at the Vancouver Olympics, he became the first person to win four individual gold ski jumping medals. Name this sportsperson.
a. Simon Ammann (Switzerland)
b. Ahonen Janne (Finland)
c. Alexander Nicholas (USA)
d. Bardal Anders (Norway)

97) The Indian Government in April 2011 issued a notice to which of the following companies to terminate licences for Kerala, West Bengal and Assam for delay in roll- out of services in these three circles?
a.Sistema Shyam Teleservices
b.Tata Teleservices
c. Reliance
d. BSNL

98) Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means —
(A) Sale or purchase of Govt. securities
(B) Issuance of different types of bonds
(C) Auction of gold
(D) To make available direct finance to borrowers
(E) None of these

99) Capital Market Regulator is—
(A) RBI
(B) IRDA
(C) NSE
(D) BSE
(E) SEBI

100) As we all know Govt. of India collects tax revenue on various activities in the country. Which of the following is a part of the tax revenue of the Govt.?
(i)  Tax on Income
(ii)  Tax on Expenditure
(iii) Tax on Property or Capital Asset
(iv) Tax on Goods and Services

(A) Both (i) and (iii) only
(B) Both (ii) and (iv) only
(C) All (i), (ii), (iii) and (iv)
(D) Only (ii), (iii) and (iv)
(E) None of these

Answers: 

1) B  2) A 3) B 4) A 5) A 6) A 7) A 8) C 9) C 10) A 11) B 12) A 13) B 14) A 15) A 16) A 17) C 18) A 19) A 20) B 21) A 22) A 23) B 24) A 25) A 26) A 27) A 28) D 29) B 30) B 31) A 32) A 33) C 34) C  
35) A 36) A 37) B 38) D 39) D 40) A 41) B 42) C 43) A 44) A 45) B 46) B 47) A 48) B 49) B 50) A 

51) A 52) A 53) B 54) A 55) A 56) A 57) A 58) A 59) A 60) B 61) A 62) B 63) A 64) A 65) A 66) D 67) B  68) B 69) B 70) A 71) D 72) C 73) D 74) A 75) B 76) A 77) A 78) A 79) A 80) D 81) A 82) A 83) A  84) C 85) C 86) A 87) A 88) A 89) B  90) C  91) D 92) D 93) B  94) A 95) A 96) A 97) A 98) A 99) E  100) C